Thursday, February 3, 2011

The Greatest Discoveries Were Made by Mistake



Some incredibly wise person once rationalized their mistakes by saying the following:

"The greatest discoveries were made by mistake."

That incredibly wise person wasn't me but I'm happy to agree with good ol' whatzername.

I made a little oopsie, well more of an omission, it was really nothing at all, at least...I did nothing...and that was the problem.

What I meant to do was reduce my long term savings to $500 for the month of February from the usual $650 due to lowered income this month...due to my exceedingly generous donation (payroll deduction:p) to the Ontario College of Teachers. H  o  w  e  v  e  r...I forgot to make the change to the automatic transfer from my chequing to my TFSA and $650 was transferred.

Oh poo.

So my reckless and carefree plan (oh, yes, I have a plan) is to leave the $$ in savings, take it from my misc amount which leaves me with a whopping $82 in misc. spending for the remaining 25 days of February. Seems a wee bit tight but who knows...my mistake may turn into a great discovery like...I can live on less! Or perhaps I was meant to sell pencils on the corner...who knows???

Over the past 3 days of our No Spend February Challenge I have spent $0.00 in total above and beyond fixed expenses.  If I limit my spending to weekends only (not hard) plus Valentine's Day (that's a total of 9 days) I can spend $9.11 per day - hey, that's not so bad. OR, if I just spent $$ on Saturdays and Valentine's Day (5 days) I could spend $18.22 per day - wow, that seems like a lot!

Ok, I think I've figured out the "GREAT DISCOVERY" - my ability to do mental arithmetic in rapidly improving!!!

4 comments:

  1. well you did say it was no spend February. Maybe your subconcious was thinking that you wouldn't be spending money anyway so it was okay to transfer it.

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  2. you are way too cute! not a bad problem to have :) give it a shot, I bet you will succeed!!!!

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  3. I like Marguerite's idea..the subconscious...no spend means, well, no spending, right? I know you can do it, especially on $18 a day! :)!

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  4. So far so good; had a no spend weekend and 2 no spend days this week so far. I would be so impressed with myself if I can leave my "mistake" in the savings account turning it into an "extra" payment instead!

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