Some incredibly wise person once rationalized their mistakes by saying the following:
"The greatest discoveries were made by mistake."
That incredibly wise person wasn't me but I'm happy to agree with good ol' whatzername.
I made a little oopsie, well more of an omission, it was really nothing at all, at least...I did nothing...and that was the problem.
What I meant to do was reduce my long term savings to $500 for the month of February from the usual $650 due to lowered income this month...due to my exceedingly generous donation (payroll deduction:p) to the Ontario College of Teachers. H o w e v e r...I forgot to make the change to the automatic transfer from my chequing to my TFSA and $650 was transferred.
So my reckless and carefree plan (oh, yes, I have a plan) is to leave the $$ in savings, take it from my misc amount which leaves me with a whopping $82 in misc. spending for the remaining 25 days of February. Seems a wee bit tight but who knows...my mistake may turn into a great discovery like...I can live on less! Or perhaps I was meant to sell pencils on the corner...who knows???
Over the past 3 days of our No Spend February Challenge I have spent $0.00 in total above and beyond fixed expenses. If I limit my spending to weekends only (not hard) plus Valentine's Day (that's a total of 9 days) I can spend $9.11 per day - hey, that's not so bad. OR, if I just spent $$ on Saturdays and Valentine's Day (5 days) I could spend $18.22 per day - wow, that seems like a lot!
Ok, I think I've figured out the "GREAT DISCOVERY" - my ability to do mental arithmetic in rapidly improving!!!