January's No/low Spend month are very simple: (Click on the link to go to Carla's page about the January challenge!)
1. No use of credit cards. They (all 2 of them) are currently at ZERO and the plan is to keep them that way!
2. Spend $ only on food for Kazi and I and gas for Dougie the Dodge. No stopping for coffee in the morning, no newspapers etc. (Kazi has joined me in eating mainly fruits and vegetables and enjoys the juice I make. I will buy NO meat. My main place to shop is the United store which is an Asian grocery store. I bought 5 packages of yellow peppers for a $1.00 per package - 4 peppers in a package, that's....25 cents per pepper! They have great selection and LOW prices. They also have a big section for produce that is past its "best by" date and that stuff is perfect for juicing. I have $20 in my wallet and $463 in my acc't to last until next payday which is Jan. 15th. Anything leftover will go to savings...immediately...do not pass GO!!)
3. Put extra $$ towards my savings. I was short of my savings goal by $1500.00 at the end of 2013. With interest added since yesterday and a small transfer of $17.27 from my chequing account I now need to find $1400.00 in additional savings. (This is on top of what I normally save in a month.) It won't happen all in one month as there is just not enough $$ in the budget but I will whittle away at it the best I can. This is important as when I retire in a few months I want to have a certain amount of $$ in savings. Although I have NO FREAKING IDEA how the year will unfold and whether I'll sell the condo or sell Crofters Lane or whatever... I'm going to continue as I started my journey - saving and keeping expenses as low as I can. I'm sure some plan will unveil itself to me eventually if I keep listening and watching.
Personal goals for 2014 include eating a plant-based diet and getting my fat arse back on my bike! The main reasons for overeating in my case relate to the stresses in my life (wow, what a shocker!) The more stress there is the more I eat! Hope you were sitting down for that revelation!
Right now I'm on a 5 day Reboot with Joe as my health, while usually excellent, has suffered recently. I had a nasty cold and then I had the flu from which I am still recovering. If ever a system needed a REBOOT it's mine. So far Day 1 is going fine. I'm currently enjoying a juice made from apples, cucumbers, kale, parsley and a yellow pepper just for fun. I'm so glad I didn't have to use up my sick days during the flu. I'm back to work Jan. 6th so HAVE to get my health shipshape again.
I had a pretty good New Year's Eve. My friend Troy hosted and we all brought food and wine to share. It was an amazing spread but I'm happy to say I didn't overdo it on food or drink. We had so many good laughs it was very therapeutic. But now I'm feeling tired and am going to listen to a book on tape while I lay down on the couch. If I fall asleep well then I must have needed to. Just another aspect of regaining my health - SLEEP!
Until tomorrow my friends :)