Anyone interested in setting career goals should follow this link!
So I want to set some SMART goals for 2011. I'll try to be serious for a while as I figure out what my goals will be. My first assumption is that for a goal to be a goal it has to take you somewhere other than where you are right now AND that is should be an improvement on current circumstances. Goals should be attainable (so no pie in the sky), measurable (oh no, more math), and have an ending point...ie. one day, one month, one year, when hell freezes over... (Oops, my serious hat fell off, just let me get it back on...be back in a sec...
There. Ok, here goes...
I'll start with the goals that are easy to measure (with a calculator in hand).
- Save another $5000 for my TFSA (at $650 savings/month this should by attained by August, 2010)
- Save $2400 for RRSP contribution (at $200/month beginning March 1st this goal will be reached in time for next year's taxes (Feb.29/12)
- Save $2250 to add to my Emergency fund bringing it to a total of $3000 by year's end
- save $1500 for Christmas by Dec. 2011
- Pay a total of $17,400 towards debt by Dec. 31/2011 (this includes $1200/month on Line of Credit and $250/month on PEI mortgage
- maintain $100/month to World Food Program (now on automatic withdrawal so I won't miss a month due to forgetfullness!), and make six NEW Kiva loans this year ($150) in addition to reloaning the $$ that is repaid to me from previous loans
- TRY to spend a maximum of $225 twice a month on groceries
- TRY to spend a maximum of $100 twice a month on gas (this will work out til the end of June and then will have to adjust due to doing a ton more driving in the summer - like to PEI!!! My Crofters Lane jar will help to cover summer driving.
- Through a variety of methods (snowflakes, budget leftovers etc) increase amount in Crofters Lane jar from $360 to a minimum of $650 by June 30
- ride stationary bike 3-4 times per week and record mileage in sidebar
- lose 10lbs by 2nd anniversary (April 18)
- list books I read in my sidebar & read one non-fiction book for every five non-fiction books I read (increase learning)
- plant 50 trees at Crofters Lane this summer
- declutter the basement by June
- organize my cajillions of digital photos by the end of January
- make at least one person laugh each and every day
- use http://www.spendingdiary.com/ daily to track my spending
- get out into nature a minimum of once per week
* I also reserve the right to make adjustments throughout the year depending on circumstances - both positive and negative...for ex. I fall and break my leg thereby not being able to ride my bike...or...someone dies and leaves me a cajillion dollars...or...I get fired...well...you get the picture:)