Crumpled Cobalt

This was my car. Got a call from the appraiser this afternoon and it is officially a write-off.  I accepted the appraiser's offer and I was pleasantly surprised that:

• he included credit for the new tires I had just put on in August without me having to haggle
• the quote includes the tax on the lump sum amount as well, which I didn't expect but very much appreciate as our beautifully-named tax in these parts -"Harmonized Sales Tax" - amounts to 13% , yup, you read that right, on car purchases
• he told me I could pick up my old license plates at the autowreckers, aptly named "Impact Auto Wreckers" and when I arrived I found that someone had hammered the worst of the dents out of them saving me the cost of replacing them (if you look closely at the photo above you can see that the front plate is bent right in half)
• the lump sum was about how much I was hoping to get but was afraid they'd lowball me - so now I must get busy and find a replacement car - the insurance company lets me keep the rental for free for 3 more business days so must have a "new" car by the end of Thursday

The insurance company has still held back my $500 deductible as the police report is still being audited. If they find in my daughter's favour then I will receive an additional $500. I am looking at that as a windfall if indeed I get it - I am NOT including it in the price of my replacement car so here's hoping!

Stay tuned...