|Cover for Madonna's Remixed and Revisited CD|
Man, I'm really off track, I was going to talk about my financial goals in this post...and I will...I've just got to get this off my chest. One of my students was sitting on the floor and didn't want to stand up and go out to the van that was waiting to take him home. So a lift was required. Well....one can't lift because they have arthritis, one can't lift because 8 years ago she hurt her back lifting someone and was off school for 3 weeks and she doesn't want that to happen again and wreck her summer. (Aside: has she bothered to get training so she can lift properly and thus not injure herself??? NO!) And on and on it goes. Meanwhile poor Todd is sitting on the floor and the van driver is in a tizzy because she has to stay on schedule. Perhaps Todd could just spend the night at school so no one would have to be inconvenienced!
Out of 6 EAs I have TWO who do all the lifting and restraining----TWO!!! And one other one who will sometimes lift and rarely restrain. Of the two who WILL both do lifting and restraining (and without whining mind you) one injured himself playing soccer and the other one (my right hand woman) is posting out to another position because she is sick and tired of working with LAZY USELESS "colleagues", and I used that term loosely. Huge sigh....
There...I feel better now. Hopefully you're still with me and haven't moved on to the next blog to get away from this crazy shrieking maniac! (That's me by the way)
Ok, let's see if I can switch gears and talk about my Remixed and Revisited GOALS:
Saving is going well and I will reach several goals before the end of the year. I lowered the goal on my RRSP because the only addition to that will be interest over the next few years until I begin to withdraw the money and put it in my TFSA instead (to avoid such high tax penalties).
I will reach my $2,000 EF goal by August and once I do I will set a new goal as I don't feel $2,000 is enough of a buffer. I also lowered the goal on Christmas/Gifts as I have already used some of the money for Michael's birthday, a wedding gift and Kazi's birthday in Sept. I will have $1,000 by Christmas and that will be more than enough.
Having sold the trailer I did away with the Trailer Fee savings account and renamed it the PEI Home Maintenance Fund as I plan (at some point) to start saving so I have the recommended 3% annually of my home's value available for repairs and updates.
The PEI Insurance/Taxes is low right now as I just paid $522 in taxes on my PEI property but the saving continues. Between what I have to pay in taxes at the end of Aug. and Dec. and the home insurance renewal $1000 will cover it.
Big OOPS. I see I didn't type in LINE OF CREDIT for the last bar (red one at the bottom). My LOC sits at a nice even $41,000 right now and by the end of December should be at $30,000. The wheels are turning in my brain right now wondering if I could possibly pay off that $30,000 by Dec. 31, 2012 - if so, that would be one hell of a New Year's Eve partay!!
So, that's it for now. I think those adjustments should carry me through until Dec. 31st when once again I will Remix and Revisit!
Have you had to alter any goals so far this year??
Leaving you with a little Madonna. I'm not a fan but there are a few of her "older" songs that I find pretty catchy...
(Don'tcha just feel better after a bit of a rant?)