Although I had a few extra expenses - ink cartridges for our printer ($82), oil change and new air filter for the car ($67.00), the final payment to Reliance for new pipes to connect our new hot water tank ($302.00), a new Netflix charge ($7.99) and a wildly insane $27.00 splurge at Giant Tiger two days ago (a shower liner, a $3.00 hat, $6.00 for new socks and a $10 summer top for MOI!) I still have about $110 left for the month!! I usually NEVER have $$ left at the end of the month so I think I'll celebrate by putting more gas in the car and doing a little extra grocery shopping! My life is so thrilling these days!
I had a few little "bonuses" this month that helped me pay for those other expenditures: my Line of Credit interest was lower than anticipated, my Union Gas was $22 less than budgeted for, my condo fee was a little less than I thought, my London Hydro was $6 less than budgeted for, Kazi and Michael helped out with the printer cartridges and gas for the car, AND I stayed out of TALIZE (my neighbourhood thrift shop) AND out of CHAPTERS (my local bookstore)!! I really did have good control over my spending this month!
Oh, and I almost forgot!! I put an extra $88 on my mastercard this month - it was my financial goal for Carla's Double Challenge and I did it! I will put $88 on my mastercard every month til June which is when we'll pay off our new TV that we purchased at Tepperman's. So Carla my dear - I have met all of my challenges for February. My challenge for March is just to stay on budget for the month. And hopefully get my taxes finished. Just waiting for Kazi's tuition credit. My refund will be around $1,000 and I plan to pay down my line of credit with it. This time next year it will be completely and utterly PAID OFF leaving me with only a small mortgage on my PEI home as debt. I have NO car payment and NO credit card debt and NO mortgage on my current home. I am in the final couple of years before retirement and am right on track with debt reduction and savings. Come September my SEVEN year plan becomes a TWO year plan.
I'm getting there!
|Early morning mist at Crofters Lane, PEI|