Before I head to the basement to do more purging I though I'd give you an update on my Christmas spending plan. Oh, and by the way, just to clarify the $1378 (lower now!) I have left in my account is not just for Christmas and gifts, it's also for living on for the rest of the month: groceries, gas, entertainment (dining out, movies, wine, coffee, newspapers), clothing, gifts, and misc expenses.
So what I did is I made a list, well a chart actually, of all of the upcoming expenses (groceries, gas, entertainment, gifts, postage, shipping costs etc etc) and estimated a hopefully reasonable amount for each item. For example, I estimated $100 for a duvet or comforter for Kazi's new bed. And so on. When I was finished I had around $200 left as a buffer zone. I was pretty pleased. Even if I stick fairly close to the estimated amounts I should have a little bit of money left at the end of the month...maybe!
Then...here comes the best part...I challenged myself to see if I could come in under budget on most items (I won't scrimp on groceries during the Christmas week!!) and if I did come in under budget whatever $$ I have left at the end of the month will go into an envelope earmarked for my iPad. Yes, I have decided I will buy one but not until I have saved $600 (iPad, cover/stand & tax).
I'm happy with my solution and my challenge - I do love a challenge. Already I've come in under budget for a couple of items - here's our Christmas tree!
HAH! Just kidding!
BUT I went to Jysk after work yesterday and found the perfect bedding for Kazi's new queen-size bed!! She's a bit fussy - doesn't want patterns, doesn't want bright colours (when I asked her what colour she did want she said..."well, I like beige"!! - so I think she will LOVE what I found - a beyootiful beige microfiber blanket, a satiny luscious chocolate brown (or dark beige!!) bedspread and two matching chocolate brown pillow cases. Michael purchased a set of chocolate brown flannel sheets. My portion of the bill came to $70.00, so there is $30 saved already!!
I will tell you the rest of my economies later, the siren of the basement is luring me to come hither, or is that thither?
Hope your Saturday is bearing fruit!!