Yesterday I was talking about adding an Entertainment line to my budget. I received a lot of good advice and thoughtful comments and I want to thank everyone who commented - it's like having my very own financial hotline!! I have decided to go with Borrower's suggestion of using my credit card til Friday and include as an expense to pay off next month rather than reduce my savings now. As of this moment I have $10 left in my wallet til next Friday, April 30th.
I do use my PC Mastercard for almost every purchase anyway as I collect the points for free groceries so the only difference will be that instead of paying it off each time I use it I will wait until I get paid on the 30th. Just this once. And while working on my budget for May this weekend whatever I spend will be added as an expense just for May plus I will jiggle the money around to create an Entertainment line. Right now it seems like an impossible task to find the money to create yet another budget line but once I start to crunch the numbers I'm sure I can come up with something.
The Witch also made a comment that I really liked: any unused money left in the Entertainment budget line at the end of the month stays there and can build towards a bigger treat like a weekend getaway!! A fabulous idea!!
Further updates to come - enjoy your Thursday!!