Tuesday, July 5, 2016

Starting at the End...

...of June, that is...

June was a month of ups and downs - the prices of everything went UP and my bank accounts went DOWN.

I received my first Canada Pension Plan payment and used most of it to pay for my new phone. Boo.

My dentist looked at my teeth for 15 seconds and for that I gave him $189.00! The good news is my hygienist said my oral hygiene is better than hers!! Do I really want her scraping and cleaning my teeth?

Today I received my first GST/HST payment of $105.00!!! That's a little bit of our own tax money given back to us from our government based on our income. I haven't received this little tidbit for years as my income was too high. Welcome to retirement! Oh, and I get that little boost 4 x a year! YAY! Though I'm wondering if I'll get it next year now that I have to add the CPP payment as income on my tax return. It's a nice monthly stipend of $558 (actually over $600 but I'm having 10% tax taken off at the source). Next year's tax return should be interesting.

Also paid CAA in June (geez, what DIDN'T I pay???) which came to $224 for Kazi and me. That's part of her birthday gift each year. Yippee! I tell ya, my daughter sometimes wishes I wasn't such a practical gift giver but I just can't help myself. With her car being a 2006 model and mine being a 2000 I think it's a necessity to have this extra coverage.

I spent more than usual on food in June - likely because cherries were $6.99/lb and strawberries $4.25 a quart. We ate a LOT of them :) Eventually they both went down in price. I shopped at Farmboy (more expensive!) several times because I love their pre-made salads and they sell the best freshly made turkey burgers in the city. On the flip side of that I haven't purchased gas for the truck since the beginning of June! So in June I took what was left of the gas budget ($100) and added it to the food budget ending up even Steven.

My savings went down by $2,000 as I paid for the rest of my trip to Ireland though I have replaced $500 of that. Annie's already got an idea for next year - Scotland and the Isle of Skye!!!!! Hopefully I won't drop any more phones in my coffee which will allow me to save $900 - $1,000 per month for upcoming trips. I might start taking 2 per year! We'll see how the saving goes.

June was my month of cycling 400km to raise money for children's cancer research. I reached 106% of my cycling goal and 110% of my money goal!! I reached my goals by June 21st which allowed me to spend time with my friend Troy to celebrate her 50th birthday over the course of 10 days!!! We went to 3 different beaches (Lake Huron and Lake Erie), went to Pt. Pelee National Park which is the southern most bit of Canada (had never been), went to the Wine Bar :) and had a day of shopping/exploring in the Sparta area south of London. Great time! I'll get some pictures posted in my next post - I think Lily is eating a bee so I better go check! Ick, it was a large fly....gross!!

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