It might seem a little premature to close off my budget for January today but everything is pretty much done and paid for the week and the month. Let's just say I'm "tentatively" ending January! And I'm happy to report (touch wood) that my new "Pension Budget" was a success. Thanks to a few factors:
- low price of gas right now - I set a budget of $180 for the month for gas and had $88 left after filling up today!!
- creative meals and careful grocery shopping - buying only what I need for the week means lower costs and less waste. Out of a budget of $280 I had $17 left and my fridge is PACKED!!
- having a set amount for misc spending really works for me. Not that I was deprived at all but I'm selective about what I spend my money on and sometimes I have to say NO - some of the money spent is for February's fun - a Bryan Adam's concert on Feb. 24th so I'm ahead of the game a little bit. I had over a $100 left in my misc budget so sent some of that to savings along with the surplus in the food and gas budgets making total saved for this month - $608.00!! (Remember I had extra $$ this month due to not having to pay property taxes and getting a break on insurance. I won't be able to save that much every month! Darn it!)
I want to buy new living room furniture but think I'll put that off til the kittens are older. My next major expenditure will hopefully be a trailer in the spring. And I will be taking a trip east to PEI - I hope the gas prices stay low for awhile! I ordered a guide book for a couple of hikes in England and am wavering back and forth whether to go this year or wait til 2016. I was kinda hoping to walk the Camino in 2016 when I turn 60 but not sure if I'm ready for that yet. I'm having a tough time making decisions. It's a question of having my cake and eating it too! I like having my savings AND I like spending it too!