Reducing my line of credit continues to be my #1 priority so I love seeing my debt-crushingly huge blue tower dominating my financial landscape. Poetic, no? Hey, I gotta do something to liven up the numbers.
Last summer I added $20,000 to my line of credit when I purchased my PEI home and by this Sept. I will have paid off that major expenditure leaving me with another $36,000 to pay off before retirement. At the pace that I am currently reducing my LOC it will be paid off at least a year (maybe two) before I retire! Keeping my fingers crossed here that no life-altering events occur like I get pregnant or something - hahahahahahah I kill myself sometimes!
Savings represents both long-term and short-term goals - $$ for retirement and $$ to pay for bills over the next year. Once my LOC is REPAID IN FULL I can really ramp up the savings by adding the blue tower to the green tower which will give me a greenish-blue tower I guess...
The gift savings account took a hit this month - it felt quite remarkable to transfer money out of my gift acc't and into my chequing account to cover a wedding gift and concert tickets for my daughter's birthday this coming September! I can barely believe I've PAID for Kazi's gift in MAY!! I am a changed woman - I am a financial PLANNER - hear me ROAR!!
The not-so-good news is that my hydro bill was up $10 from last month and I have no good explanation except that my daughter is finished her year at university and has taken up permanent residence on the couch watching TV with all the lights ON, her laptop open on the floor beside her in the ON position.
Yes, she does work - the latest news is that she passed her BARTENDER exam and somehow I'm supposed to be as overjoyed about this as she is...I did muster up a forced smile/grimace and gave her a hug/slap on the back/head. Do you know you have to get at least 95% on the Bartender's exam in order to mix up a bloody Caesar?? Yeah, yet to drive a car you only need a minimum of 80%... huh?? I guess it's more important to know how to mix an Orgasm than it is to know how much space to leave between your car and the car in front of you - does this seem odd to you?
Anyhoo, my daughter's a bartender. Not that there's anything wrong with that. She works all night and sleeps all day. But.. she knows her vodka from her gin!
When I start getting too sarcastic it's time to close down the computer. I guess I just wish she wasn't so captivated by the bar scene and all the drama that goes with it. Hopefully it's a phase.
I'll be back tomorrow with further life-changing and earth-shattering updates from the past few days. I know, I know, what a tease.
Until then, I leave you with a picture of my new BFF: