Last summer I added $20,000 to my line of credit when I purchased my PEI home and by this Sept. I will have paid off that major expenditure leaving me with another $36,000 to pay off before retirement. At the pace that I am currently reducing my LOC it will be paid off at least a year (maybe two) before I retire! Keeping my fingers crossed here that no life-altering events occur like I get pregnant or something - hahahahahahah I kill myself sometimes!
Savings represents both long-term and short-term goals - $$ for retirement and $$ to pay for bills over the next year. Once my LOC is REPAID IN FULL I can really ramp up the savings by adding the blue tower to the green tower which will give me a greenish-blue tower I guess...
The gift savings account took a hit this month - it felt quite remarkable to transfer money out of my gift acc't and into my chequing account to cover a wedding gift and concert tickets for my daughter's birthday this coming September! I can barely believe I've PAID for Kazi's gift in MAY!! I am a changed woman - I am a financial PLANNER - hear me ROAR!!
The not-so-good news is that my hydro bill was up $10 from last month and I have no good explanation except that my daughter is finished her year at university and has taken up permanent residence on the couch watching TV with all the lights ON, her laptop open on the floor beside her in the ON position.
Yes, she does work - the latest news is that she passed her BARTENDER exam and somehow I'm supposed to be as overjoyed about this as she is...I did muster up a forced smile/grimace and gave her a hug/slap on the back/head. Do you know you have to get at least 95% on the Bartender's exam in order to mix up a bloody Caesar?? Yeah, yet to drive a car you only need a minimum of 80%... huh?? I guess it's more important to know how to mix an Orgasm than it is to know how much space to leave between your car and the car in front of you - does this seem odd to you?
Anyhoo, my daughter's a bartender. Not that there's anything wrong with that. She works all night and sleeps all day. But.. she knows her vodka from her gin!
When I start getting too sarcastic it's time to close down the computer. I guess I just wish she wasn't so captivated by the bar scene and all the drama that goes with it. Hopefully it's a phase.
I'll be back tomorrow with further life-changing and earth-shattering updates from the past few days. I know, I know, what a tease.
Until then, I leave you with a picture of my new BFF:
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| Toady |
you know I've thought about bartending school LOL! I don't drink nor do I have the personality to bring in the tips but I like mixing stuff! I think the mixed drinks are so cool!
ReplyDeleteCongrats to your daughter! :) I'm not into the bar scene either, but at least it's an honest living! ;)
ReplyDeleteYou are rockin' your budget!! Very inspiring!
Ps - No offense, but your new friend is ugly. :P
You are definitely knocking out your debt! Great Job Jane. And the new friend.... cute. Until he jumps... then I scream! Lol!
ReplyDeleteCongrats to Kazi on passing the exam!
ReplyDeleteI too have a permanent electric eating monster on my couch....I find myself counting to ten....alot!!
Here's to lines of credit being paid and your wonderful PEI island future :)
Bartender can make a ton of cash. It actually can be a fun job because you get instant results($$$$$$$$)by the end of the night.
ReplyDeleteBy the way, your new BFF looks like a real prince. Pucker up! m.
I like when you get sarcastic, stay on for just a few more minutes,
ReplyDeleteI am sure Kazi will have fun and make some decent money. Maybe enough so she can help with your water and electric bill:)
Congrats on paying down some debt!
Jane, I lived at the bar from age 20 - 25. Now I haven't set foot in one in, well, years. It will pass. and in the meantime she'll have herself a heck of a lot of fun.
ReplyDeleteBartenders make great money! If they don't drink them selves they can retire rich! I am waiting for the day that all the kids are gone and I can turn out all the lights and they stay off! I only have one load of laundry! I clean the bathrooms and they stay clean! Actually I will be crying in my soup come fall when they all go back to college. Congrats on the daughter!
ReplyDeleteI love your pictures, just had to start the conversation there.
ReplyDeleteAnd I had to laugh about the bar-tending/driving. I would never have put those together.
Have a great summer! Or just get drunk since you have someone to mix you an awesome drink.