Wednesday, February 13, 2013

From Bad to Worse

This is me, minus the moustache, counting my loose change. However there isn't enough loose change in this house to cover my messy chequing account. Just when I thought I had everything under control my insurance bill comes through almost $40+ higher than I thought it was going to be. Must read renewals more closely in future! And yet another little Paypal payment went through today that I forgot about...what the heck!?!

So now I'm more than a nickel short, I'm $57 short. That sucks. Do I transfer from savings or dip into my "not so sealed" POT? It never fails...I hate this time of year. More month than money even though it's a short month.

That's it, I'm going to bed.

10 comments:

judy said...

Personally I would transfer from savings. Only because its faster and truthfully you would have to pry my sealed pot out of my hands and you better have a stick to do it. I know its weird but I feel like the sealed pot is the absolute last go to emergency thing and I keep it that way. You may not agree.


But on the good side you have two options your savings and your sealed pot. I would say savings and then plan it out to replace the savings in a set amount of time(3 months dont kill yourself over it). I did the same thing last year. I forgot about a paypal payment and we had been to a wedding where I wrote a check that they held for 3 damn months(glad I only use cash now). Sigh.


But its all good. I say go for the savings but others may and will disagree...as for me and my pot well...Im giving it a pet and putting 10 pennies in it tonight because i found them in the street :)

kim said...

I feel your pain, I too am coming up short, heck I am short.

Sonya Ann said...

I say hit the savings and then work like hell the rest of the month to get caught up. Sometimes we need to remember what it feels like to have money probs to get us back on track! And I too, hate this time of year. It seems like we are always short.

Sharon said...

Bummer Jane. Don't worry, March will be here in 14 days!

Jharrison56 said...

Thank goodness Sharon! Today's paycheque is going to be laughable!

Jharrison56 said...

Yeah, you're right...I wasn't really paying attention to how poorly I was managing my money for awhile - I'll consider this a wakeup call!

Lena said...

Well, isn't it what our savings are for - to patch the wholes in our budget? :) Use it! It will get better soon. My "sealed" pot is not very sealed either but I really try to stay away from it :)

laura said...

I'd transfer from my savings and try to leave my sealed pot alone, but you decide.

laura said...

and good luck...thankfully February is short :)

jack the hunter said...

The early the better, many retirement options give more benefits to early investors. Don't plan too late, consider yourself lucky if you start today.