The End is in Sight

Hello my friends! Yes, the end is in sight, the end of June that is. June ends for me on Friday, June 29th - the end of the school year, PAYDAY and the day to pack up the car for Prince Edward Island! (I hope! There are a number of details concerning my leave from work to be attended to this week - my expectations are that they will all work themselves out and summer will proceed as usual - I am an optimist!)

I'm not sure how it happened but I still have some money left in my account. It was a somewhat spendy month what with Kazi's graduation yet I've paid for everything and still have money left over! Every time I check my account there is more money in it than I expect there to be. And whenever I check my credit card I find that everything is paid for. It's like the parable of the loaves and fishes - it seems that I just cannot get rid of my money - there's always more!  Even now there is more $$ in my account than my records show there should be...about $125 more! I keep waiting for the other shoe to drop but nothing happens. This is totally the opposite of what normally happens - I usually forget an expense or two or three and end up in the hole because of it so I'm keeping my fingers crossed that my luck has changed at least for June.

I am going by MY records and will NOT spend that $125; if it's still there by Friday then it will give me a couple of FREE tanks of gas for my long road trip!

With the advent of July I am entering my higher paid portion of the year! Woohoo!  No union dues to pay in June and July and by August all of my CPP will be paid for increasing my paycheques yet again. Happy days are here again! Which is good because summer is always more expensive - lots of $$ spent on gas, a hotel stay or two while travelling, lots of eating out and various excursions.

In June I paid off my half of our new TV - about $440.  I also paid off the new fridge and stove I purchased for our PEI home - total about $1600 and paid all outstanding charges on my credit card from our weekend mini-holiday in Niagara Falls. I must confess to an impulse purchase however, which I will pay off from my extra funds in July - I just had to purchase tickets to see Neil Young and Crazy Horse when they come to London in October - he is my musical idol and worth every penny!  I also put $1000 into my PEI Maintenance account to handle anything I need for the house over the summer. I now have about $67 to get me through to next Friday which ain't much, I know, but I don't need to buy groceries, probably just some gas for the car.

July's savings will be divided up between my Christmas/Gift fund (totally funded with $1500) and I will start paying back my TFSA ($1000 - I owe it a whopping $15,000 from paying off my EX - Line of Credit!).

I might be able to save more but will be keeping a larger balance in my chequing account over the summer to handle all of the extra expenses so that's a big MAYBE!

If it sounds like I am wrapping up June a little early - I AM!!  And that's OK! Unless he who cannot be named shows up! Noooooooooooooooooooooooo!!