Saturday, June 23, 2012

The End is in Sight

Hello my friends! Yes, the end is in sight, the end of June that is. June ends for me on Friday, June 29th - the end of the school year, PAYDAY and the day to pack up the car for Prince Edward Island! (I hope! There are a number of details concerning my leave from work to be attended to this week - my expectations are that they will all work themselves out and summer will proceed as usual - I am an optimist!)


I'm not sure how it happened but I still have some money left in my account. It was a somewhat spendy month what with Kazi's graduation yet I've paid for everything and still have money left over! Every time I check my account there is more money in it than I expect there to be. And whenever I check my credit card I find that everything is paid for. It's like the parable of the loaves and fishes - it seems that I just cannot get rid of my money - there's always more!  Even now there is more $$ in my account than my records show there should be...about $125 more! I keep waiting for the other shoe to drop but nothing happens. This is totally the opposite of what normally happens - I usually forget an expense or two or three and end up in the hole because of it so I'm keeping my fingers crossed that my luck has changed at least for June.

I am going by MY records and will NOT spend that $125; if it's still there by Friday then it will give me a couple of FREE tanks of gas for my long road trip!

With the advent of July I am entering my higher paid portion of the year! Woohoo!  No union dues to pay in June and July and by August all of my CPP will be paid for increasing my paycheques yet again. Happy days are here again! Which is good because summer is always more expensive - lots of $$ spent on gas, a hotel stay or two while travelling, lots of eating out and various excursions.

In June I paid off my half of our new TV - about $440.  I also paid off the new fridge and stove I purchased for our PEI home - total about $1600 and paid all outstanding charges on my credit card from our weekend mini-holiday in Niagara Falls. I must confess to an impulse purchase however, which I will pay off from my extra funds in July - I just had to purchase tickets to see Neil Young and Crazy Horse when they come to London in October - he is my musical idol and worth every penny!  I also put $1000 into my PEI Maintenance account to handle anything I need for the house over the summer. I now have about $67 to get me through to next Friday which ain't much, I know, but I don't need to buy groceries, probably just some gas for the car.

July's savings will be divided up between my Christmas/Gift fund (totally funded with $1500) and I will start paying back my TFSA ($1000 - I owe it a whopping $15,000 from paying off my EX - Line of Credit!).


I might be able to save more but will be keeping a larger balance in my chequing account over the summer to handle all of the extra expenses so that's a big MAYBE!

If it sounds like I am wrapping up June a little early - I AM!!  And that's OK! Unless he who cannot be named shows up! Noooooooooooooooooooooooo!!

25 comments:

Cheapchick said...

What a great feeling to have money in the bank and the bills are paid up.  Have a safe journey and be sure to post lots of great summer pics

Jolie said...

There is nothing quite like the feeling of those days right before one heads off on  holidays. Enjoy!!

Jharrison56 said...

You are so right Jolie!







________________________________
From: Disqus
To: j_harrison@rogers.com
Sent: Saturday, June 23, 2012 1:59:52 PM
Subject: [jamhair] Re: Life DOESN'T Begin at Retirement - LIFE Begins TODAY!!

Jharrison56 said...

Yes, I love posting pics so prepare yourself lol!






________________________________
From: Disqus
To: j_harrison@rogers.com
Sent: Saturday, June 23, 2012 1:52:38 PM
Subject: [jamhair] Re: Life DOESN'T Begin at Retirement - LIFE Begins TODAY!!

Sluggy said...

Well look at you!....miss "I've got more money than I thought in the bank".
Just don't say it too loud so the money gods come down and make off with it!

If it's still there after you get to PEI then you can have a few extra nights out at the Leaping Weasel or Jumping Spider or whatever that Tavern you like is called.

Hope the details about your leave work out properly and in good order.  I feel that you have already "checked out" as they say, in your mind. ;-)

Niki said...

Neil Young!! I am so jealous of you right now! I have to look to see if he is playing near me in the near future. I am so glad you are having such great luck (or hard work paying off) with money right now, you deserve it.

ponoyfb_1 said...

Jane,
Sounds like you are really set to take off soon for P.E.I.
When will Michael be joining you? You have done really well boosting up all your accounts and paying everything in full. I'm sure you will enjoy your new fridge and stove. Your daughters graduation pictures were just beautiful. You must be so proud and I love the dress she picked out, it suited her to a tee!

Lena Shannon said...

That's always a great feeling to have some leftover money :) And looks like it was a great month for you. I hope to fully fund a Xmas fund by the end of summer!

debby said...

Schools Out For Summer...... in Alice Coopers best rockin voice. You are in such good shape to start the summer. Summer is also our budget buster, hopefully this year will be better!!

kim said...

You deserve a good long holiday!

Jharrison56 said...

Yes, I sure do - can't wait!






________________________________
From: Disqus
To: j_harrison@rogers.com
Sent: Saturday, June 23, 2012 10:59:48 PM
Subject: [jamhair] Re: Life DOESN'T Begin at Retirement - LIFE Begins TODAY!!

Jharrison56 said...

One more week and I'll be in PEI! Yippee! I'm going to try to be somewhat frugal :) somewhat...





________________________________
From: Disqus
To: j_harrison@rogers.com
Sent: Saturday, June 23, 2012 4:16:22 PM
Subject: [jamhair] Re: Life DOESN'T Begin at Retirement - LIFE Begins TODAY!!

Jharrison56 said...

I feel as though I really made my money work for me this month, it's a good feeling!





________________________________
From: Disqus
To: j_harrison@rogers.com
Sent: Saturday, June 23, 2012 4:06:44 PM
Subject: [jamhair] Re: Life DOESN'T Begin at Retirement - LIFE Begins TODAY!!

Jharrison56 said...

Michael will be flying into Charlottetown on the 9th of July but I have a friend coming to spend some time with me so I won't be lonely. As if!!  And yes, Kazi's dress was perfect - she really has great taste! I am proud of her in so many ways!





________________________________
From: Disqus
To: j_harrison@rogers.com
Sent: Saturday, June 23, 2012 4:04:58 PM
Subject: [jamhair] Re: Life DOESN'T Begin at Retirement - LIFE Begins TODAY!!

Jharrison56 said...

Niki - he puts on such a great show! I just love him and the great messages he puts into his songs. I've been singing his songs since I was just a kid and he just gets better with age.





________________________________
From: Disqus
To: j_harrison@rogers.com
Sent: Saturday, June 23, 2012 4:00:10 PM
Subject: [jamhair] Re: Life DOESN'T Begin at Retirement - LIFE Begins TODAY!!

Jharrison56 said...

LOL Sluggy!  Yes, $125 should keep me in beer for awhile!






________________________________
From: Disqus
To: j_harrison@rogers.com
Sent: Saturday, June 23, 2012 3:45:01 PM
Subject: [jamhair] Re: Life DOESN'T Begin at Retirement - LIFE Begins TODAY!!

Sharon said...

I can't believe it's that time again, Jane.  I'm hoping that you'll be able to have more computer access because I miss you when you are gone! :)!

Sounds like June was very good to you and that you are all caught up again...and with extra cash in your paychecks, it sounds even better!

Jharrison56 said...

This year went by quickly indeed! I can't promise daily updates but will try to be more regular than last summer:)





________________________________
From: Disqus
To: j_harrison@rogers.com
Sent: Sunday, June 24, 2012 2:36:07 PM
Subject: [jamhair] Re: Life DOESN'T Begin at Retirement - LIFE Begins TODAY!!

Maureen Cairney said...

Funnily enough I was just thinking the same thing as Sharon. DONT LEAVE ME...
Did you ever think there would be a day when money was flowing into your account ?  This is an awesome time in your life enjoy !!!!!

Carla Peicheff said...

You did awesome this month!! Good stuff girl! :) Hoping that $125 stays put in your account!!

Jharrison56 said...

Me too!! But what are the odds?






________________________________
From: Disqus
To: j_harrison@rogers.com
Sent: Sunday, June 24, 2012 8:06:08 PM
Subject: [jamhair] Re: Life DOESN'T Begin at Retirement - LIFE Begins TODAY!!

Jharrison56 said...

I'm not leaving you, I could never do that (I might even be a little closer to you geographically!) There is an ebb and flow with money, it comes and it goes - it never sits still for very long!





________________________________
From: Disqus
To: j_harrison@rogers.com
Sent: Sunday, June 24, 2012 7:56:58 PM
Subject: [jamhair] Re: Life DOESN'T Begin at Retirement - LIFE Begins TODAY!!

Smith938 said...

sounds awesome! ithink you've gotten used to being frugal so now you're seeing the benfits without noticing the sacrifice so much. you have a lot ofthings you do now that don't cost a lot but are more rearding. have fun in PEI and you better post! :-)

Jharrison56 said...

I have some ideas of how to post more often, we'll see if it works out. I think we'll be having lots of visitors so it won't be easy. But I hate feeling disconnected so I'll do my best!





________________________________
From: Disqus
To: j_harrison@rogers.com
Sent: Monday, June 25, 2012 2:37:39 AM
Subject: [jamhair] Re: Life DOESN'T Begin at Retirement - LIFE Begins TODAY!!

Marguerite said...

Look at you go!  I'm so amazed at how you've managed to pay your bills and work toward your goals.  Great job Jane.