Thanks A Billion!!!

We did it!

One Person's Trash

Major clean sweep going on over here - organizing, tossing and selling. Took in my VHS movies and some record albums to see what we could get for them and was surprised that the albums garnered more cash than the movies. Then I read today that vinyl is making a comeback - that people are now discovering that the best way to listen to music is on a turntable.



What???



First I purchased every Beatles and Doors record ever made - some on 45's, most as LPs. Then I repurchased or recorded them onto cassette tapes - spent hours and hours doing this. Then suddenly those suck and they're coming out on CDs (and you couldn't record them onto blank CDs from cassettes back then, man I'm old!)



Woops - forgot the wonderful suitcase-sized 8 tracks. The first car I bought had an 8 track player in it, but it didn't work very well. Every time I hit a bump or ran over a leaf it would go skippity skippity skip. And you could only store so many in your car - like about 3.



I am NOT going back to playing records again! Somehow that magical time of crackling static and repeating lyrics "so long....so long.....so long....so.." arghhhhhhhhhhh! is not bringing back the good memories for me, sorry. Now that I can put my entire music collection on something the size of an index card and take it with me everywhere there ain't NO turning back for this rocker chick!



But I digress - the point of my post is I now have $$ in my wallet for the second week in a row which means no withdrawals of cash from my bank account which means some extra savings at the end of the month which means more $$ going into a savings account which means I am getting closer to my retirement goals! Whew!

An Oasis in the City

After spending most of my day on school work yesterday my partner suggested a nature walk through Westminster Ponds. What a great way to restore one's soul at the low, rock bottom price of....why...nothing, nothing at all! Hours spent on students' progress reports and Individual Education Plans melted away into the abyss of forgotten time as we walked in brilliant fall sunshine through rustling leaves, changing colours, bird song and and landscapes fit for a movie screen.

Imagine the adventures you could get up to in this setting - rafting along the surface of the pond while keeping one eye out for crocodiles and water snakes!

Surviving on a diet of nuts and berries...

Lying on a bed of plant fluffies....

Seeking shelter under a roof thatched with gold and orange boughs...

Now, back to the GRIND.....sigh...

Money Money Money

It feels great to be able to donate to worthwhile charities, but this also means generating enough income to do "good works" AND maintain my standard of living. Or as close to it as possible without becoming a charity case myself! Of course I have the advantage of belonging to a family that would feed me and shelter me if worse came to worse (right siblings? .....hello?.....anyone there?).

I am also still on the quest of getting rid of non-essential stuff or outdated stuff like the CD player above that I've had for about 10 years. Seems that electronics updates happen faster and faster these days and now I have my music on my computer and iPod. I really like using my iPod as its so portable and has a large storage capacity - I can take it upstairs to my exercise bike and pedal like crazy through The Distillers hard-hitting songs, I can take it to my trailer and put it in an iPod dock and can listen to it in my car via my FM adapter. And here's a tip for all you iPod users: I took several boxes of CDs down to a used CD shop and received over $200!! Mad money for two weeks which left more $ in my account for saving! Yippee! Next to go will be all my VHS movies and my record albums.

So I advertised my CD player on Kijiji a week or two ago and sold it to a grateful young woman now attending college as a mature student. A great bargain indeed for someone in her situation. I took what she offered as I can still recall with humiliating clarity my own university days when sometimes I had to pay for my groceries with my Visa card, sad but true. Luckily my diet consisted of tea and toast so the outlay was minimal!

I find I spend a fair bit of time thinking about money still. Today I was reading the Sunday Globe and Mail online and there was an article on retirement income - the first in a series looking at how most Canadians don't have enough money socked away to live on when they retire. I realize I am one of the lucky ones with a great pension although my contributions have risen by several percent over the last couple of years to make up for the economic crisis - at least I'm not one of the 60% of Canadian workers without a pension at all! Even so, when I completed the pension calculator it recommended I save more money. I'm already saving over $900 a month: $400 into a tax-free account, $180 into RRSPs; $140 into an emergency fund and $200 towards my daughter's tuition.

Anything beyond that will have to come from downsizing my considerable belongings as I journey towards a two-suitcase retirement! I want to travel lightly through the rest of my life as my partner and I continue our work.

So next spring I will be holding a mammoth yard sale! Watch for it!

A Billion for a Billion

The Times They are a Changing!

Took this photo last weekend which was Thanksgiving here in Canada. We were driving to Bayfield for one last weekend of trailer living but man was it cold! Our campfire was more functional than aesthetic and I gave thought to early man and his discovery of fire. My gratitude for its heat had to have been on par with that of the neanderthal!

In Canada autumn is a time for giving thanks for an ample harvest and for taking drives into the countryside to view the changing colours of the trees. AND it's the time that most of us turn on our furnaces and start to cocoon! And its time to start getting used to higher utility bills not to mention maintenance calls on faulty furnaces like mine:(

I turned my furnace on last Monday. We had an unseasonably wet/cool summer and I had hoped for a long mild fall to make up for it but alas, it wasn't to be. When we drove back from the trailer Monday it was all of 3Celsius and our house had cooled down to 16C. So I forced myself to turn on the furnace and it took several hours for the house to warm up to 21C so I knew something wasn't quite right. (I have a gift for the obvious!) And, oh yes, there was SNOW on my car this morning - I damn near fainted - it's only October 16th, and two months until the REAL WINTER starts! CRAP!!

So after a visit from our local furnace guy they are now looking for a part for the furnace that will hopefully help it to churn out some quality heat. But being the weekend now they won't get serious about the search until Monday. Can't wait to see that bill when it comes. Once their feet cross your threshold you owe them about $95.00. To actually go down to the basement and turn on the light in the furnace room - $250.00. To take a tool out of their kit - $500.00. To make a correct diagnosis - PRICELESS!

To be continued.....(unless I have to hock my laptop to pay the bill!).....

Back with Purpose

So here I am back with y'all again. My life has been going in a different direction and for awhile I didn't think I would have the time to blog anymore. And if I did blog what would I be writing about? My five year plan is not what is driving me forward anymore though I am still on track. But there are so many other, more important things going on in my life than thinking about retirement. (see profile comment) Well, I think I have it figured out finally, at least for today. And if you're trying to live in the moment, like me, then today is all you need.



One of the important things going on in my life is in my arms above - Mia. I met Mia and her daycare buddies on a life-changing trip to Jamaica in August. My partner and I went there for a few days to meet with government officials and young people around the youth leadership development project he is working on. We had received a plea before we left that a new daycare was in need of toys so I went to my local Talize and bought enough toys to fill a huge suitcase.

We put smiles on many faces that day (and a few tears) and introduced an important new concept - sharing!LOL! For the most part people only see photos of the resort areas on the northern shore of Jamaica (Montego Bay, Negril etc) - but most Jamaicans live in third-world conditions and the poverty is amply evident in the capital city of Kingston and in rural areas. Jamaica's murder rate is the 3rd highest in the world beaten only by Colombia and South Africa.

But on this particular day joy and youthful optimism won out. Children are our future and there were definitely a few potential leaders in this bunch!

Despite the crime, the violence and the grinding poverty Jamaica is so alive, so vibrant, humming loudly with energy, love and vitality. I can't wait to go back.

My partner and I will be going back to Jamaica in July 2010 to deliver his leadership program to 100 young people, to donate more toys and computers. There are more computers in the school where I teach than there are in ALL of the schools in Jamaica!

There is much work to be done. Jamaica is just the beginning.